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#mortgagerefinancing

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The Federal Reserve's recent rate hikes are a hammer blow to homeowners already struggling under the weight of their mortgage payments. With refinance rates soaring, families find themselves trapped in loans that were once manageable but now feel like an endless cycle of debt. The real kicker is how these policies hit lower-income households hardest—those who can least afford it. How long before we see a wave of defaults and foreclosures?

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